Onsurity — Group health insurance for growing businesses
For SMEs, MSMEs & startupsIRDAI LICENSED

Group health insurance without the annual lock‑in

Monthly-payable employee healthcare for teams of 3 or more. Add joiners mid-cycle, scale down without penalty, and give your people care that actually gets used.

  • Plans starting at₹145 per month

  • Cashless cover at10,000+ network hospitals

  • Day 1 cover, 24/7 claims help fromGood Doctors

  • Teleconsults, lab tests, dental & mental health, all in one app.

10,000+Businesses
covered
2M+Lives protected
across India
4.7 ★Google Business
rating

Customer testimonial

Trusted by businesses across India
Stable Money
The Sleep Company
Shadowfax
Kreditbee
Vedantu
Jubilant Motoworks
G2
Rentomojo
Mintoak
Lithium
Stable Money
The Sleep Company
Shadowfax
Kreditbee
Vedantu
Jubilant Motoworks
G2
Rentomojo
Mintoak
Lithium

"At Snabbit, we believe in providing our informal workforce with a vital standard of care. This is where Onsurity's impact has been incredible. Their support team's 24/7 availability and dedication to processing claims quickly give us absolute peace of mind. The standout feature is the hassle-free, cashless claims process."

Shrey Sangani, Director - Special Projects, Snabbit
Shrey Sangani
Director - Special Projects, Snabbit

"The team at Onsurity moved quickly to correct the policy terms and ensure our assets were accurately valued. This precise risk assessment was a game-changer; had we continued with the old policy, a claim event would have resulted in significant unrecoverable damages."

Shruti Shirgaokar, Senior Manager - People Operations, DrinkPrime
Shruti Shirgaokar
Senior Manager - People Operations, DrinkPrime

"Our association with Onsurity has spanned over 3 years and continues to make us proud. The one-stop health and wellness platform has been useful to our team in their moment of need. All thanks to the support team of doctors and the account manager, who make lives easier with the timely resolution of queries."

Kasturi Ghosh, HR Operations, Rentomojo
Kasturi Ghosh
HR Operations, Rentomojo

Why monthly billing is the way forward?

Employee wellbeing is a basic at work. Via its monthly membership model, Onsurity ensures the basics are made accessible to teams of all sizes.

Pay as you go.

No upfront annual commitment. Pay only for the months your team is covered, and only for the headcount you actually have. Scale up or down without penalty.

Pro-rata billing — pay for exactly what you use

Holistic care, not just claims.

Group health, doctor consults, lab tests, dental, and mental health — bundled into one monthly membership. Care that gets used, not just claimed.

GHI + wellness + teleconsult, in one place

24/7 claims, real humans.

Not a chatbot. Not a helpline that puts you on hold. The Good Doctors team is on call around the clock — guiding your employees through hospitalisation, claims, and follow-ups.

Good Doctors — real doctors, always available

Built for all.

Group health insurance was supposed to be for big companies. We rebuilt it from scratch — the smallest qualifying group size from any provider in India is right here.

Coverage from teams as small as 3

Built for scale. Powered by technology.

Drive better adoption and reduce manual overhaul with a membership that is powered by advanced tools.

Everything HR needs, in one place.

Run your entire group health programme from a single dashboard — onboarding, claims, billing, analytics. No back-and-forth with a broker.

Seamless HRMS syncConnect Keka, Darwinbox, Zoho — no double entry, no reconciliation.
Add members in 2 minutesUpdate dependants, remove leavers, edit cover — all self-serve.
Live claims trackingWatch every claim from intimation to settlement, with audit trail.
Utilization trackingSee engagement, claims trends, and next-cycle forecasts at a glance.
Welcome back, Priya
Northwave · Plan: Jade Pro · Renewing 12 May
Active
Members
128
↑ 4 this month
Claims paid
₹8.4L
12 settled
Engagement
84%
↑ 6 pts
Recent activity
Live
AR
Aryan Roy added — spouse + 1 child
2 min ago
DV
Divya Verma claim ₹42,800 settled
Today
KS
Karan Shah teleconsult booked — pediatrics
Yesterday
Claims · last 6 months
+23%

The SuperApp every employee will actually open.

Doctor consults, lab tests, claims, fitness, mental health — your team gets one app for every healthcare touchpoint, not five.

Independent claimsEmployees track and file their own claims — HR doesn't have to be the middleman.
24/7 doctor consultsFree unlimited teleconsultations across 18 specialties, in 11 Indian languages.
Pharmacy & lab discountsUp to 25% off medicines, 30% off lab tests with free home sample collection.
Fitness & mental healthCult Fit, Fitpass, Amaha — partner perks bundled into the membership.

Frequently asked questions

Traditional group health is annual — a lump sum upfront, locked headcount, paperwork to add or remove members. Onsurity bills monthly, pro-rata, and lets you change cover any time without restarting a policy term. The underlying group health insurance is still IRDAI-regulated and underwritten by leading insurers.

Three. We're built for teams of 3+, the smallest qualifying group size from any group health provider in India. There's no upper limit — Onsurity covers organisations from 3 to 5,000+ employees.

Yes — most TeamSure plans include Day 1 cover for pre-existing conditions, including diabetes, hypertension and cardiac care. Maternity cover is available on selected tiers from Day 1 as well.

From quote to active cover, most teams go live in 48–72 hours. Once you've signed off on the plan, employees get app access on Day 1 and the dashboard is provisioned for your HR lead immediately.